Web app
ZeraBooks
ZeraBooks is AI bookkeeping software that does the books from uploaded bank and card statements and reconciles each month against the bank's printed balances. It is built for business owners and accountants who want the books finished rather than just suggested.
- Platform
- Web app
- Categories
- AI Accounting Assistant
- Indexed
- 2026-11-14
About ZeraBooks
What is ZeraBooks
ZeraBooks is an AI-native general ledger where Autopilot and Ask Zera handle the bookkeeping. You upload bank and card statements as PDF or CSV instead of connecting a live bank feed. Each month is then checked against the opening and closing balance printed on the statement, so every account is reconciled to the cent before the month is closed and locked.
When the AI is unsure, it asks rather than guessing. In the page's example, a $5,000 transfer and two checks with no payee were sent back to the owner as questions, and the month was left open for review before sign-off. Every action is logged and can be undone.
Key features
- Autopilot bookkeeping: routine categorization runs on its own and asks when it isn't sure.
- Ask Zera: a single request can set up the bank account, import transactions, categorize them, reconcile the month and explain the results in plain words.
- Statement-based reconciliation: no live bank feed; each month is proven against the balances the bank printed.
- Learning: fix one category and it offers to fix similar ones, then remembers next month. The page says it reaches 99.6% correct categorization after a couple of months.
- Audit trail: every change is logged and can be undone.
- Reports: general ledger, profit and loss, balance sheet, cash flow and trial balance, plus bills and invoices.
- Document Converter: included, with 1,000 pages a month and CSV files ready for QuickBooks, Xero and Sage.
- Multi-client: three client companies included, so bookkeepers can run client books from one login.
Use cases
ZeraBooks is aimed at owners and accountants who want the books done, not just suggested. For a small business owner, the workflow is to upload the month's statements, answer any questions the AI raises, review the open month, and close it once it ties to the bank.
For bookkeepers, the included three client companies let several sets of books run from one login. The document Converter turns source documents into CSV files that can be imported into QuickBooks, Xero or Sage, which suits firms that keep clients on different platforms. Setup and catch-up are free: ZeraBooks sets the books up on your statements and catches up to 12 past months.
Pricing
ZeraBooks costs $79 a month billed annually, or $149 billed monthly, with a 7-day free trial. Setup and catch-up are free, covering setup on your statements and up to 12 past months. The document Converter is included at 1,000 pages a month, and three client companies are included.
The page also lists U.S. list prices for the other tools it compares, checked 2026-10-01: Digits from $65 to $250 a month, QuickBooks Online from $38 to $340 a month, Xero from $27 to $97 a month, Puzzle from $30 to $360 a month, Booke AI at $129 per business a month plus your QuickBooks or Xero plan, Zeni from $494 a month, and Rillet by demo only.
Questions
ZeraBooks FAQ
- What is ZeraBooks?
- ZeraBooks is an AI tool available as a web app in the AI Accounting Assistant category. ZeraBooks is AI bookkeeping software that does the books from uploaded bank and card statements and reconciles each month against the bank's printed balances. It is built for business owners and accountants who want the books finished rather than just suggested.
- What is ZeraBooks used for?
- ZeraBooks is filed under AI Accounting Assistant in the AITOOLIST index. ZeraBooks is AI bookkeeping software that does the books from uploaded bank and card statements and reconciles each month against the bank's printed balances. It is built for business owners and accountants who want the books finished rather than just suggested.
- Is ZeraBooks a web app, an extension or a native app?
- ZeraBooks is a web app.
Listed in the AITOOLIST index since 2026-11-14.
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