Openkoda

Openkoda includes an AI Product Builder that lets users describe changes in plain English and get a reviewable configuration. It also offers Reporting AI for natural language queries, AI document reading, and an underwriting copilot. The platform supports multi-tenancy, client and broker portals, submission APIs, and built-in integrations with Stripe, Gmail, and Office 365. It includes modules for rating, workflow, forms, policy administration, underwriting, claims, billing, document generation, reporting, bordereaux, and team collaboration.

Openkoda is used across various insurance operating models. For MGAs and coverholders, it provides delegated authority with carrier-ready bordereaux and program controls. Carriers and insurers use it as a configurable core for the full policy lifecycle. Brokers and agencies benefit from client 360, renewals, and self-service portals. TPAs and claims administrators can manage claims per client program with payment controls and SLA tracking. Insurtechs and embedded insurance use it to launch digital-first products through APIs and branded forms.

Openkoda offers flat annual contracts with published prices. There are no per-seat fees, no percentage of premium, and no quote-only games. The platform is fully managed or can be deployed in your own environment. Enterprise plans include multi-tenancy, portals, submission APIs, built-in integrations, and an on-premise option. Every plan includes scalable managed cloud, SLA-backed support, and the first five professional-services days of configuration analysis at no extra cost.